Privacy Policy & Disclosure

I, Pedro Diaz Ramos, am committed to protecting the privacy and confidentiality of personal information in my possession and control. This policy describes the way I collect, use, disclose and otherwise treat personal information through my website available at www.irontrust.ca, including all subpages and successor pages, collectively referred to as the “website,” as well as through other interactions with my clients and prospective clients.

My Privacy Policy and Commitment to Protecting Your Privacy

I am responsible for the Personal Information received from you and will make every effort to safeguard that information. Protecting the privacy of your personal information is important to me and to the companies whose products and services I offer. I am committed to collecting, using and disclosing your personal information responsibly.

How I Collect, Use and Disclose Your Information

With your consent, I collect personal, corporate, financial and other related information during our business relationship. The personal information being collected, such as contact information, financial information, records of meetings and phone calls, general correspondence and any instructions you provide to me, will be maintained by me or at my discretion in paper and/or electronic format in a client file.

This information will be used to assess your financial situation, offer products and services that may be of interest and benefit to you, and provide ongoing client service.

I assume your consent to use and disclose this information in an appropriate manner. I may use and disclose this information to:

• Communicate with you in a timely and efficient manner.

• Assess your application for investments, insurance and other related services available to you.

• Evaluate claims and underwriting risks when required.

• Detect and prevent fraud.

• Analyze business results.

• Act as required or authorized by law.

Your Rights as They Pertain to Your Personal Information

You have the right to know why an organization collects, uses or discloses your personal information.

Accordingly, your application and any additional documentation supplied during the underwriting process, or account opening forms, are provided to the distributor who provides administrative services to both me and the insurance company.

What I Will NOT Do With Your Information

I do not sell client information to anyone, nor do I share client information with organizations outside of my relationship with you that would be used to contact you about their own products or services.

Your Privacy Choices

You may withdraw your consent at any time, subject to legal or contractual obligations and/or sufficient notice.

I may occasionally use your Personal Information to advise you of products or services that I believe may be of interest to you or fit your personal circumstances. If you would rather not receive this type of communication, please advise me.

Needs Assessment

Understanding a client’s needs and wants, financial position and family information enables me to ensure that all life insurance recommendations are suitable. This is both a regulatory requirement and good business.

Information collected includes ages, health status, financial information, including debts, savings, investments, monthly expenses, and other relevant details.

Testimonials

If you provide me with a testimonial, with your consent I may post it on my website or in other materials and media, along with your name as needed.

If you want your testimonial removed, please contact me at [email protected].

Cookies & Similar Technologies

Cookies are files with small amounts of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your computer’s hard drive.

Iron Trust Financial may use “cookies” to collect information and remarket to you. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.

I may use cookies and other tracking technology to help remember and process the items in your shopping cart, understand and save your preferences for future visits, keep track of advertisements, and compile aggregate data about the website’s traffic and interaction so that I can offer better experiences and tools in the future.

I may also use these technologies to provide you with enhanced online display advertising tailored to your interests.

If you have any questions about this Privacy Policy, please contact me.