Important Disclosure: Pedro Diaz Ramos is a Mutual Fund Representative with Wealthforce Inc. Mutual fund products and services are offered through Wealthforce Inc.

Iron Trust Financial

A trade name used by Pedro Diaz Ramos, Dealing Representative with Wealthforce Inc.

Wealthforce Inc.

Mutual Fund Dealer

Terms of Use

This website is provided for general informational and educational purposes only.

The information on this website does not constitute personalized financial, investment, insurance, tax, legal, or other professional advice. Any recommendation or service provided will be based on your individual circumstances and completed through the appropriate process and regulated channel.

No investment orders, account instructions, insurance applications, policy changes, or other transactional instructions will be accepted through this website.

The content of this website, including text, graphics, logos, images, and other materials, is owned by or used with permission by Pedro Diaz Ramos and may not be copied, reproduced, distributed, or used without permission, except as permitted by law.

This website may contain links to third-party websites. These links are provided for convenience only. Pedro Diaz Ramos does not control and is not responsible for the content, availability, security, or privacy practices of third-party websites.

Reasonable efforts are made to keep the information on this website accurate and current. However, the website and its content are provided on an “as is” and “as available” basis, without any guarantee that all information will always be complete, current, or error-free.

Products and services are available only where legally permitted and may be subject to eligibility, underwriting, suitability, regulatory, contractual, or other requirements.

These Terms of Use are governed by the applicable laws of Canada and the province or territory in which the relevant services are provided.

For questions about these Terms of Use or to provide a legal notice, please use the contact information provided on this website.

Important Regulatory Disclosures

Dealer Relationship
- Pedro Diaz Ramos provides mutual fund services as a Mutual Fund Representative with Wealthforce Inc., a member of the Canadian Investment Regulatory Organization (CIRO)
Insurance Business
- Pedro also provides life and health insurance services through approved insurance agencies and conducts separate tax preparation services through Iron Trust Financial.
- Insurance products are offered through approved insurance agencies, including contracted MGAs and insurance providers.
Separate Entities
- Insurance services, tax services, and mutual fund services are provided through different legal entities and are subject to different regulatory requirements.
- Tax preparation services are provided through Iron Trust Financial and are not offered through Wealthforce Inc.
- Wealthforce Inc. is not responsible for insurance or tax services provided outside of its dealer relationship.
Investments Disclosure
- Registered plans may hold a variety of investment products. Mutual fund investments are distributed through Wealthforce Inc.
- Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the Fund Facts before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
Complaints
- Clients with concerns regarding mutual fund services may contact Wealthforce Inc. directly.